In order to begin processing your loan we would require your last two years' Federal Income Tax with corresponding W-2 Form, your last two months of bank statments, a valid driver's license and your pay stubs from the last 30 days.
A Pre-Qualification allows you to determine what homes are in your price range and it assures real estate brokers that you are a qualified buyer.
At Omega, we orginate, process and underwrite all of our loans "in-house," making the process of closing your loan as quick as possible.
Our loan programs are unique to each individual's financial situation. We will assess your credit history and help you identify a solution that is best for you.
Me and my fiance just closed on our home a few days ago, let me just say for any lender to close on a home under 40 days is undeniably great especially during a pandemic!!!!!!! I can not stress enough of how professional everyone working here is and Mr. Micheal i'll never forget you and will only tell family and friends to use your company. Truly a easy transition for a FHA loan. Most First time buyers have scary horrid stories, i've heard many, but Omega didn't skip a beat and were always punctual even after hours. The whole process, they explain everything in a simple way to understand exactly whats going on, whats to come and what's next. I pray more people do research and understand your lender is what makes the difference! Thank you Omega financial Mr. Micheal, Josh, Gustavo and staff!!!
2 months ago
Great experience working with Johnny. He thoroughly explains the process and documentation when working with him. He helped me an my family and we are extremely satisfied with Omega Financial Services! Highly recommend.
5 months ago
The best mortgage service I’ve received. The process was made simple on behalf of their foresight and YEARS of experience! I highly recommend this company to use when purchasing a home or refinancing. I have a friend who’s an investor that loves to deal with them on a regular basis, which is how I found out about the company.
8 months ago
Omega Financial Services is the best Mortgage Lender in New Jersey. Once my family and I entered into their location we were welcomed with widely open arms. And Omega did not rest until my family and I found our perfect home; from recommending retail agents all the way to the closing date. Omega Financial Services is hands down the best choice for you and your family.
8 months ago
Omega financial is more then just a bank they are a family. They work great together and do everything that they can to get you approved. I worked with Mr. Micheal and he was an amazing person to be around. The best place I worked with would recommend to everyone.
8 months ago