VA Home Loan
Veterans and active duty service members can make homeownership a reality through the VA Loan Program. This program has zero down payment for purchase, competitive rates and a streamlined refinance option that reduces documentation needed to close - the VA Interest Rate Reduction Refinance Loan (IRRRL). The IRRL is a longstanding program to honor veterans; this offering allows for qualifying flexibilities and other options not offered in any other loan program.
No Down Payment
No private mortgage insurance
Fixed-Rate Mortgage Options available with 15- to 30-year terms
Adjustable Rate Mortgages (ARMs) available
Refinance with the VA IRRRL
Minimum credit score of 580