Conventional Loan Program

Omega Conventional Loan Overview

  • 1-8 Financed Properties under the same name – subject to guidelines

  • Refinancing Plus with any FICO to any LTV/CLTV

  • MDU Refi Plus with existing MI allowed

  • Appraisal waivers allowed on DU Refi Plus

  • Loans with MI accepted from all current mortgage insurers

  • Min 620 FICO regardless of loan amount (High Balance OK)

  • No DTI restrictions with AUS approval

  • No Min number of tradelines

  • Rental income without landlord history

  • Late mortgage payments allowed if DU approved

  • Manufactured homes

Our suite of Conventional Loan Programs includes:

  • Fixed rate – pick any term with 10-30 year options

  • ‘ARM’ or Adjustable Rate mortgages

  • Purchase programs with as little as 3% down

  • Second Home and Investment Purchase Loans

  • Aggressive rates and FAST answers

Take The First Step
Get Pre-Qualified Today!

Visit our Office

Residential Division

Multi-State Direct Endorsement Lender

1185 Morris Ave. Union, NJ 07083

Office #: (908) 933-0253*

Fax #: (908) 666-0266*

*not for use by New York borrowers

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Our team takes pride in dependability and accessibility. Whether it's a purchase or refinance, you are working with highly skilled professionals that strive for outstanding customer service. When you are ready to begin the mortgage lending process, we will be with you every step of the way to make sure that your loan closes quickly and smoothly.

Licensing:  New Jersey (9930047), New York (B500993), Pennsylvania (33116), Florida (MLD1382)

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*This site is not authorized by the New York State Department of Financial Services. No Mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.*

© 2019 by Omega Financial Services. All Rights Reserved | NMLS# 20169