15 Year Fixed Rate Mortgage


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Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Lender. We originate, process, underwrite, close and fund all of our loans “in-house”. Purchase, Refinance, and apply for loans here

15 Year Fixed Rate Mortgage

SAVE BIG WITH LOW 15-YEAR FIXED RATES The security of a consistent rate and payment and the ability pay off your mortgage as quickly as possible. A 15-year fixed-rate mortgage allows you to pay less interest over the course of your loan. Lower rates and a shorter term makes this loan a great choice for the financially savvy customer.

Payments/How it Works
  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 15 years

  • Your payment will not change throughout the life of the loan

  • Pay your mortgage at any time without pre-payment penalties

Qualification Requirements
  • Refinance up to 95% of your primary home’s value

  • Buy a home with as little as 5% down (primary home)

Working with Omega Financial Services
  • We put YOU first.

  • Omega Financial Services offers some of the most competitive rates in the Nation!

  • Fast and efficient, we close most of our loans in 30 days or less.

  • We offer a variety of loans. America’s Mortgage Lender will find you the loan that is right for you!!!

Our team takes pride in dependability and accessibility. Whether it's a purchase or refinance, you are working with highly skilled professionals that strive for outstanding customer service. When you are ready to begin the mortgage lending process, we will be with you every step of the way to make sure that your loan closes quickly and smoothly.

Licensing:  New Jersey (9930047), New York (B500993), Pennsylvania (33116), Florida (MLD1382)

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*This site is not authorized by the New York State Department of Financial Services. No Mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.*

© 2019 by Omega Financial Services. All Rights Reserved | NMLS# 20169